Welcome to XenoBank.org. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions, which are governed by the laws of England and Wales. These Terms constitute a legally binding agreement between you (the “User”) and XenoBank Ltd (“XenoBank”, “we”, “us”, or “our”).
1. Eligibility and Access
You must be at least 18 years old, possess the legal capacity to enter into a binding agreement, and be a resident or citizen of the United Kingdom or an authorised jurisdiction in which XenoBank operates.
2. Use of Services
XenoBank provides digital banking solutions including current and savings accounts, crypto-fiat integration, payment processing, and financial management tools. You agree to use our services only for lawful purposes and in accordance with these terms.
3. Account Registration and Security
You are required to complete a registration process and submit valid identification documents in compliance with the UK Money Laundering Regulations 2017. You must keep your login credentials secure and notify us immediately of any unauthorised access or suspected breach of your account.
4. Acceptable Use Policy
Users may not use XenoBank for: • Fraudulent or unlawful activities • Money laundering or terrorist financing • Distribution of malicious software • Violation of sanctions, export controls, or other regulatory restrictions
We reserve the right to suspend or terminate access to users violating this policy.
5. Service Modifications and Availability
XenoBank reserves the right to alter or discontinue any service or feature without prior notice. We do not guarantee uninterrupted access to our services, and outages may occur due to system maintenance or external factors.
6. Fees and Charges
All applicable fees will be clearly disclosed to the user. XenoBank may update its fee structure and will notify users in advance where required by law.
7. Limitation of Liability
To the fullest extent permitted by UK law, XenoBank shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of or inability to use our services.
8. Governing Law and Dispute Resolution
These terms shall be governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.